The Company

Apollo Enterprise Solutions provides enterprise-class, hosted solutions and services for the debt collections marketplace. Apollo’s flagship product, the Intelligent Debt Settlement™ system (“TrueCollect™ ”), is the first fully integrated end-to-end web-based application for debtor self-settlement™ and is used by banks and card issuers, collection agencies, debt buyers and legal recovery firms.

The Technology

The Patent Pending technology behind Apollo’s TrueCollect™ system delivers real-time Decisioning Intelligence™ by presenting debtors with settlement offers over the web that best reflect the debtor’s ability to pay. By incorporating data from the debtor’s account history, a current credit bureau report and a set of settlement rules that are defined by the creditor, debtors are presented with multiple settlement offers to pay their debt and may also negotiate a settlement offer by proposing an alternative settlement plan. The TrueCollect™ system is the first hosted application of its kind to fully integrate with any software collection platform, is truly scalable, provides enhanced portfolio optimization, and leverages business analytics to provide customized intelligent settlement offers using up to the minute bureau account data.

The Apollo TrueCollect™ system has revolutionized the process of collections and recovery in the debt collection industry and significantly lowers the cost of collections while dramatically increasing the recovery rates of any debt portfolio. The system is equally effective when collecting performing debt, fresh charge-off debt or aged debt portfolios and spans industries from credit card collections, Telco’s, automotive, mortgage, utilities, health care and public debt.

The Value Propositions

The Apollo Intelligent Debt Settlement system:
  • Leverages existing hardware and software infrastructure investments by fully integrating with your existing collection software platforms.
  • Allows your organization to deploy cutting-edge enterprise technologies and integrated web-services with no up-front capital investment.
  • Introduces real-time bureau scoring services and analytics into the settlement offer process.
  • Allows debtors to settle their accounts 24/7/365 from any internet connection without engaging a collector.
  • Leverages the Internet to lower the cost of collections while increasing the capacity to service larger debt portfolios without having to increase collector headcount.
  • Allows you to optimize and segment debt portfolios to maximize recovery rates based on learned Decisioning Intelligence™ and industry/vertical collection analytics.
  • Delivers rules-based portfolio life-cycle management.
  • Ensures compliance at each stage of the collections process by presenting consistent and accurate terms and conditions to debtors that are defined by the creditor or collector.
  • Provides debtors with the alternative to negotiate a settlement in real-time that may be decisioned using the system or reviewed by a collector.
  • Allows debtors to schedule their initial and recurring payments reducing default rates.
  • Provides multiple payment processing platforms without the need to open additional merchant accounts.
  • Lowers recall and reduces associated costs.
  • Empowers the debtor to pay by allowing them to take control over the settlement process.
  • Motivates the debtor to pay by offering discounts for settling online.
Apollo Enterprise Solutions chooses SBC to host the Intelligent Debt Settlement platform. (Learn More)

Apollo Enterprise Solutions launches the Intelligent Debt Settlement system for Debtor Self-Settlement at the 13th Annual Credit Card Collections Conference. (Learn More)

Apollo Enterprise Solutions CEO Christopher Imrey is featured speaker at 13th Annual Credit Card Collections Conference “Industry Innovations Session”.
To request a live web demonstration of the Apollo True™ Collect system, please click here.