Apollo Enterprise Solutions Inc. (“Apollo”) is the leading provider of advanced technology solutions for large financial enterprises. Apollo’s TRUE™ Intelligent Self-Service Solutions for Advanced Debt Lifecycle Management (the “TRUE™ System”) addresses the entire life-cycle of debt products from origination, through servicing, collections and recoveries. The TRUE System improves operational effectiveness, delivers sustainable performance lifts, reduces the cost of operations and enhances the overall customer experience. The Apollo TRUE™ System enables rapid deployment of real-time computer services based on customer self-screening and live interaction. Apollo is able to consistently achieve on time, on budget client deployments because the TRUE™ System can be configured externally without new software coding. In addition, the TRUE System can be integrated with other leading debt management systems including FICO Debt Manager®, CGI CACS® and TSYS®. Additionally, the TRUE™ System supports all customer communication methods including web, mobile, SMS, and IVR.

The TRUE System consists of several complementary modules. The TRUECollect® module allows creditors to recover delinquent debts faster and more efficiently than any other solution on the market today, while significantly improving the customer experience. TRUECollect® is the world’s most advanced customer self-service and self-settlement system. The TRUECollect® capabilities provide real-time, optimized settlement offers and comprehensive portfolio analytics for the entire collections process.

Other major modules of the Apollo TRUE™ System include: TRUECommand™, Apollo TRUE™ System’s command, control and monitoring cockpit; TRUEScore™, which pulls customers’ credit scores in real-time and provides real score scenarios based on payments; TRUEChoice™, a credit products sales system that provides any number of product offerings to prospective customers based on their financial profile; TRUEServe™, which provides automated, customer-specific answers to customer inquiries; TRUENet™, a local area webcasting network that improves operating floor efficiencies for banks, lenders, and other credit product marketers; and TRUEContact™, a contact, channel and management system.

Apollo’s technologies are protected by a broad, world-wide intellectual property portfolio that includes thirty two patents (32) issued, allowed and pending. Apollo has offices in Los Angeles, New York and London.

Apollo Enterprise Solutions, Inc. uses Microsoft’s Visual Studio™ development tools to create its award-winning TRUECollect™ product line, which uses the Microsoft SQL Server™ database, running on the Windows 2003 Server™ platform.

TRUECollect™ version 4.0, announced in 1st Quarter 2010, is being developed using Microsoft SQL Server™ 2008.